Finbud Financial's IPO opening date is November 6, 2025, and closing date is November 10, 2025. Finbud Financial's IPO is a book-built issue. The company will raise approximately ₹71.68 crore through the IPO, consisting of fresh shares worth ₹71.68 crore and equity shares with a face value of ₹10.
The price band for Finbud Financial's IPO is ₹140 to ₹142 per share. The retail share is 35%, QIBs 50%, and HNIs 15%. Finbud Financial's IPO will be listed on the NSE on November 13, 2025. The allotment date for the Finbud Financial IPO is November 11, 2025.
The company reported revenue of ₹223.50 crore in 2025, compared to ₹190.28 crore in 2024. The company reported a profit of ₹8.50 crore in 2025, compared to ₹5.66 crore in 2024. Based on the financial data, IPO investors should invest in IPOs for the long term.
Finbud Financial IPO Details
| IPO Open Date | November 6, 2025 |
| IPO Close Date | November 10, 2025 |
| Face Value | ₹10 Per Equity Share |
| IPO Price Band | ₹140 to ₹142 Per Share |
| Issue Size | Approx ₹71.68 Crores |
| Fresh Issue | Approx ₹71.68 Crores |
| Issue Type | Book Built Issue |
| IPO Listing | NSE SME |
| DRHP Draft Prospectus | . |
| RHP Draft Prospectus | . |
Finbud Financial IPO Market Lot
The Finbud Financial IPO minimum market lot is 2,000 shares with ₹2,84,000 application amount.
| Application | Lot Size | Shares | Amount |
| Retail Minimum | 2 | 2,000 | ₹2,84,000 |
| Retail Maximum | 2 | 2,000 | ₹2,84,000 |
| S-HNI Minimum | 3 | 3,000 | ₹4,26,000 |
| S-HNI Maximum | 7 | 7,000 | ₹9,94,000 |
| B-HNI Minimum | 8 | 8,000 | ₹11,36,000 |
IPO Reservation
| Investor Category | Share Offered | -% Shares |
| Anchor Investor | – Shares | -% |
| QIB (Ex. Anchor) | – Shares | 50% |
| NII Shares Offered | – Shares | 15% |
| Retail Shares Offered | – Shares | 35% |
Finbud Financial IPO Anchor Investors
| Anchor Bidding Date | November 4, 2025 |
| Anchor Investors List | . |
| Shares Offered | [.] Shares |
| Anchor Size | [.] Cr. |
| lock-in period end date 50% shares (30 Days) | December 11, 2025 |
| lock-in period end date 50% shares (90 Days) | February 9, 2026 |
Finbud Financial IPO Dates
The Finbud Financial IPO date is November 6 and the close date is November 10. The Finbud Financial IPO allotment will be finalized on November 11 and the IPO listing on November 13.
| IPO Open Date: | November 6, 2025 |
| IPO Close Date: | November 10, 2025 |
| Basis of Allotment: | November 11, 2025 |
| Refunds: | November 12, 2025 |
| Credit to Demat Account: | November 12, 2025 |
| IPO Listing Date: | November 13, 2025 |
| IPO Bidding Cut-off Time: | November 10, 2025 – 5 PM |
Promoters and Holding Pattern
The promoters of the company are Parth Pande, Vivek Bhatia and Parag Agarwal.
| Particular | Shares | % Share |
| Promoter Holding Pre Issue | 1,40,01,480 | 64.92% |
| Promoter Holding Post Issue | 1,90,49,480 | 47.71% |
Objects of the Issue & Utilisation of proceeds
| Purpose | Crores |
| Working Capital Requirement | ₹20.90 |
| Investment In Wholly Owned Subsidiary i.e. LTCV Credit Private Limited | ₹15 |
| Funding for Business Development and Marketing Activities | ₹17.75 |
| Prepayment or repayment of a portion of certain outstanding borrowings availed by our Company | ₹4.03 |
| General Corporate Purpose | ₹- |
Finbud Financial IPO Company Financial Report
Amount ₹ in Crores
| Period Ended | Revenue | Expense | PAT | Assets |
| 2023 | ₹135.57 | ₹133.13 | ₹1.83 | ₹27.47 |
| 2024 | ₹190.28 | ₹182.25 | ₹5.66 | ₹44.97 |
| 2025 | ₹223.50 | ₹211.55 | ₹8.50 | ₹68.93 |
| July 2025 | ₹85.82 | ₹81.10 | ₹3.33 | ₹76.12 |
Finbud Financial IPO Valuation – FY2025
Check Finbud Financial IPO valuations detail like Earning Per Share (EPS), Price/Earning P/E Ratio, Return on Net Worth (RoNW), and Net Asset Value (NAV) details.
| KPI | Values |
| ROE: | 23.61% |
| ROCE: | 32.11% |
| EBITDA Margin: | 6.57% |
| PAT Margin: | -% |
| Debt to equity ratio: | – |
| Earning Per Share (EPS): | ₹6.07 (Basic) |
| Price/Earning P/E Ratio: | N/A |
| Return on Net Worth (RoNW): | 23.61% |
| Net Asset Value (NAV): | ₹25.70 |
Peer Group Comparison
| Company | EPS | PE Ratio | RoNW % | NAV | Income |
| My Mudra Fincorp Limited | 9.96 | 7.79 | 16.87% | 46.85 | 80.37 Cr. |
| BLS E-Services Limited | 5.79 | 32.99 | 12.18% | 53.1 | 519.35 Cr. |
| PB Fintech Limited | 7.77 | 236.08 | 5.49% | 140.06 | 4,977.21 Cr. |
About Finbud Financial Services Ltd.
Incorporated in July 2012, Finbud Financial Services Limited is a loan aggregation platform in India, assisting individuals in obtaining personal, business, and home loans from banks and non-banking financial companies.
Services:
- Offer Comparison: Finbud helps customers compare loan offers from multiple lenders.
- Recommend products:;Finbud advises customers on the best loan product.
- Documentation: Finbud helps customers with the loan documentation process.
- Commission: Finbud earns a commission from the lenders when a loan is disbursed.
Product Offerings:
- Personal Loans: Unsecured loans for salaried individuals, averaging INR 10 lakhs, forming the most significant revenue source from agents.
- Business Loans: Unsecured loans for SMEs, averaging INR 20 lakhs, significantly contributing to overall revenue.
- Home Loans: Secured loans for home purchases or property mortgages for individuals and SMEs
As of July 31, 2025, the company has total employed around 276 employees.
Competitive Strength
- Extensive agent network across India.
- Strong digital lending platform with robust technological infrastructure.
- Comprehensive range of loan products.
- Partnerships with lending institutions.
- Effective use of data analytics for customer profiling and loan approval.
Company Address
Finbud Financial Services Ltd.
No.10, 1st Floor, 6th Main,
9th Cross
Jeevan Bhima Nagar
Bangalore Urban, Karnataka, 560075
Phone: +91 98862 32323
Email: cs@financebuddha.com
Website: https://www.financebuddha.com/
IPO Registrar
Skyline Financial Services Pvt.Ltd.
Phone: 02228511022
Email: ipo@skylinerta.com
Website: https://www.skylinerta.com/ipo.php