Tata Capital IPO open date is October 6, 2025 and the IPO will close on October 8, 2025. Tata Capital IPO is a Book Build Issue. The company to raise around ₹15,511.87 crores via IPO that comprises fresh issue of ₹6,846 crores and offer for sale up to 26,58,24,280 equity shares with face value of ₹10 each.
Tata Capital IPO price band is ₹310 to ₹326 per share. The retail quota is 35%, QIB is 50%, and HNI is 15%. Tata Capital IPO to list on BSE, NSE on October 13, 2025. The allotment of Tata Capital IPO date is October 9, 2025.
The company reported revenue of ₹28,369.87 crores in 2025 against ₹18,198.38 crore in 2024. The company reported profit of ₹3,655.02 crores in 2025 against profit of ₹3,326.96 crores in 2024. As per the financials the IPO investors should apply the IPO GMP for a long term.
Tata Capital IPO Details
| IPO Open Date: | October 6, 2025 |
| IPO Close Date: | October 8, 2025 |
| Face Value: | ₹10 Per Equity Share |
| IPO Price Band: | ₹310 to ₹326 Per Share |
| Issue Size: | Approx ₹15,511.87 Crores |
| Fresh Issue: | Approx ₹6,846 Crores |
| Offer for Sale: | Approx 26,58,24,280 Equity Shares |
| Issue Type: | Book Build Issue |
| IPO Listing: | BSE & NSE |
| DRHP Draft Prospectus: |  |
| RHP Draft Prospectus: | |
Tata Capital IPO Review & Key Points
- Review: Apply with Long Term
- Sharholers Quota Update: As per the RHP there will be no shareholders quota in Tata Capital IPO. Its a big miss for Tata shareholders.
Tata Capital IPO Market Lot
The Tata Capital IPO minimum market lot is 46 shares with ₹14,996 application amount. The retail investors can apply up-to 13 lots with 598 shares of ₹1,94,948 amount.
| Application | Lot Size | Shares | Amount |
| Retail Minimum | 1 | 46 | ₹14,996 |
| Retail Maximum | 13 | 598 | ₹1,94,948 |
| S-HNI Minimum | 14 | 644 | ₹2,09,944 |
| S-HNI Maximum | 67 | 3,036 | ₹9,89,736 |
| B-HNI Minimum | 68 | 3,082 | ₹10,04,732 |
IPO Reservation
| Investor Category | Share Offered | % Shares |
| QIBs Shares Offered | 23,73,12,140 Shares | 49.87% |
| NII Shares Offered | 7,11,93,642 Shares | 14.96% |
| Retail Shares Offered | 16,61,18,498 Shares | 34.91% |
| Employee Shares Offered | 12,00,000 Shares | 0.25% |
Tata Capital IPO Anchor Investors
| Anchor Bidding Date | October 3, 2025 |
| Anchor Investors List | |
| Shares Offered | 14,23,87,284 Shares |
| Anchor Size | 4,641.83 Cr. |
| lock-in period end date 50% shares (30 Days) | November 8, 2025 |
| lock-in period end date 50% shares (90 Days) | January 7, 2026 |
Tata Capital IPO Dates
The Tata Capital IPO date is 2025 and the close date is 2025. The Tata Capital IPO allotment will be finalized on 2025 and the IPO listing on 2025.
| IPO Open Date: | October 6, 2025 |
| IPO Close Date: | October 8, 2025 |
| Basis of Allotment: | October 9, 2025 |
| Refunds: | October 10, 2025 |
| Credit to Demat Account: | October 10, 2025 |
| IPO Listing Date: | October 13, 2025 |
| IPO Bidding Cut-off Time: | October 8, 2025 – 5 PM |
Promoters and Holding Pattern
The promoters of the company is Tata Sons Private Limited.
| Particular | Shares | % Share |
| Promoter Holding Pre Issue | 4,03,48,69,037 | 95.6% |
| Promoter Holding Post Issue | 4,24,48,69,037 | 85.5% |
Objects of the Issue & Utilisation of proceeds
| Purpose | Crores |
| Augmentation of our Company’s Tier –Icapital base to meet our Company’s future capital requirements including onward lending | – |
Tata Capital Financial Report
Amount ₹ in Crores
| Period Ended | Revenue | Expense | PAT | Assets |
| 2023 | ₹13,637.49 | ₹9,847.63 | ₹2,945.77 | ₹1,35,626.10 |
| 2024 | ₹18,198.38 | ₹13,794.78 | ₹3,326.96 | ₹1,76,693.98 |
| 2025 | ₹28,369.87 | ₹23,448.73 | ₹3,655.02 | ₹2,48,465.01 |
Tata Capital IPO Valuation – FY2025
Check Tata Capital IPO valuations detail like Earning Per Share (EPS), Price/Earning P/E Ratio, Return on Net Worth (RoNW), and Net Asset Value (NAV) details.
| KPI | Values |
| ROE: | 12.6% |
| ROCE: | -% |
| EBITDA Margin: | -% |
| PAT Margin: | -% |
| Debt to equity ratio: | NA |
| Earning Per Share (EPS): | ₹9.3 (Basic) |
| Price/Earning P/E Ratio: | N/A |
| Return on Net Worth (RoNW): | 11.2% |
| Net Asset Value (NAV): | ₹79.5 |
Peer Group Comparison
| Company | EPS | PE Ratio | RoNW % | NAV | Income |
| Bajaj Finance Limited | 26.89 | 32.6 | 17.35% | 155.6 | 69683.51 Cr. |
| Shriram Finance Limited | 50.82 | 12.1 | 16.83% | 300.3 | 41834.42 Cr. |
| Cholamandalam Investment and Finance Company Limited | 50.72 | 28.1 | 18.01% | 281.5 | 25845.98 Cr. |
| L&T Finance Limited | 10.61 | 19.0 | 10.34% | 102.5 | 15924.24 Cr. |
| Sundaram Finance Limited | 170.53 | 26.8 | 13.74% | 1,187.8 | 8485.63 Cr. |
| HDB Financial Services Limited | 27.40 | 27.4 | 14.57% | 198.8 | 16300.28 Cr. |
About the Tata Capital IPO
Tata Capital is a financial advisory company registered with the RBI (Reserve Bank of India). Tata Capital Limited has assets under management of ₹1,58,479 crore in 2024. Tata Capital is a trusted and customer-centric company. Furthermore, it is known for providing sustainable financial solutions to retail, corporate, and institutional clients, whether directly or through its subsidiaries. Despite its financial position of ₹1,19,950 crore in 2023, Tata Sons holds 92.83% of Tata Capital's shares, with the remaining shares held by Tata Sons and other Tata Group companies. Tata Sons invested a total of ₹6,097 crore in Tata Capital over five years. The investments were as follows: ₹2,500 crore in 2019, ₹1,000 crore in 2020, ₹594 crore in 2023 and ₹2,003 crore in 2024.